Plenti looks at your household gross income, as required by the WA scheme. “Household” means the combined income of all applicants or co‑borrowers. Acceptable income sources typically include:

• Salary and wages – Income from full‑time, part‑time or casual employment. You will need to provide recent payslips or employment contracts to verify this.
  
  
• Self‑employment income – Profits from running your own business or working as a contractor. Plenti may require recent personal and business tax returns and financial statements to confirm the amount is stable.
  
  
• Government pensions and benefits – Age Pension, Disability Support Pension, Carer payments and other Centrelink benefits can be considered. You may need to provide your Centrelink income statement. Temporary payments (e.g., JobSeeker) may not be accepted if they are expected to cease before the end of the loan term.
  
  
• Investment income – Rental income, dividends or interest from investments. You may need to show bank statements, lease agreements or dividend statements to verify this.
  
  

Other regular income – For example, maintenance/child‑support payments or trust distributions, provided they are ongoing and can be documented.