Funeral Loans

In case of the unexpected,
our funeral loans stand ready to assist.

Funeral expense personal loans are exclusively designed to cover the various costs associated with funerals, providing financial assistance to alleviate the stress that comes with managing these expenditures.

Interest rates from
6.28
%
p.a.
Comparison rate*
6.28
%
p.a.

Quick rate estimate in as little as 60 seconds. Apply in 10 Minutes. Enjoy Funds as in as little as 24hrs from approval.

We're a multi-award winning personal lender

Features

Why Choose a Plenti Personal Loan?

Borrow up to $50,000

Fast funds in as little as 24hrs from approval

$0 monthly fee

1-7 year loan terms

$0 early repayment fee

Personalised interest rate

Get a quote with no impact on credit score

Any personal information we hold and transfer about you is always secure

Funeral loan repayment calculator

Find out how much your loan repayments could be with a Plenti unsecured funeral loan.

Loan amount   ⓘ
You can apply to borrow #_VALUE_# to #_VALUE_#
Loan term   ⓘ
You can apply to borrow #_VALUE_# to #_VALUE_#
Example interest rate: % p.a.
Comparison rate: % p.a.*
Estimated monthly loan repayments from
$
Total repayment (incl. interest and fees)
Get your rate
Repayment calculator: The calculator is designed as a guide only and is not a quotation or an offer of credit. The interest rates and monthly repayment amounts are indicative and based on the credit history selected. The loan amount you can borrow and your personalised interest rate and repayment amount may be different once you complete a loan application.

Eligibility criteria

You should be at least 18 years or older

You should be an Australian citizen or permanent resident.

Maintain a good credit history

Earn over $25,000 annually from a verifiable, regular income source

See how our rates stack up

Compare our personal loan interest rates against the big 4 banks (including CommBank, Westpac, ANZ, & NAB)

Plenti
from 0.00% pa
Bank
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Bank
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Bank
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Rates as of 99/99/2999
Excludes any short term promotional rates. View the fine print for important information.
Process

Applying for a Plenti personal loan is easy

Get your rate

Get your personalised rate in just 60 seconds.

Apply in minutes

Complete your application in under 10 minutes.

Receive your funds

Receive your funds in as little as 24 hours after approval.

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Turn your somedays into today with an award-winning* fintech lender.

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Your questions answered

How does the online application process work for a funeral loan?
  1. Get your rate estimate - Answer 10 quick questions to see your personalised interest rate estimate in as little as 60 seconds, without impacting your credit score.
  2. Submit your application - This can be done in as little as 10 minutes. Once we have received all relevant documents, you could be approved in as quickly as 1 business day. If needed, we'll contact you for further information.
  3. Get your funds - Once approved and accepted, you can receive your funds in as little as 24 hours.
Am I eligible for a Plenti funeral loan?

To qualify for a Plenti personal loan, you must meet the following criteria:

  • Age: 18 years or older
  • Citizenship: Australian citizen or permanent resident
  • Income: earn over $25,000 annually from a verifiable, regular income source
  • Credit history: maintain a good credit history
What information do I need to have ready when applying for a Plenti funeral loan?

When applying for a Plenti personal loan, you'll typically need the following documents:

  1. Proof of Identification: An Australian driver's license or passport
  2. Income Verification: Bank statements, or tax returns to demonstrate your income if you are self-employed.

How much can I borrow for a funeral loan?

Plenti offers a personal loan ranging from $5,000 to $50,000. Your borrowing limit can be affected by your credit score and disposable income.

Will the interest rate on my funeral loan be fixed or variable?

Your interest rate may vary depending on the type of loan you apply for. Our Fixed personal loans feature fixed interest rates, so the repayment amount stays the same throughout the life of the loan. These loans can have terms of 3-7 years. On the other hand, variable rate loans have terms of 1-2 years, but your rate could change during the term of your loan.

How can I calculate my loan repayments for a Plenti personal loan?

You can use Plenti’s personal loan repayment calculator to find out your estimated loan repayments.

What can you actually spend your funeral loan funds on?

Once you've selected a compassionate and understanding funeral service provider, their team will detail the associated expenses, empowering you to arrange a funeral that honors the wishes of your loved one. Anticipated expenses may encompass:

-Service of the funeral director
-Transfer, storage, and preparation of the deceased
-Embalming services
-Coffin selection-Issuance of death certificate
-Provision of cremation certificate
-Arrangement of burial service
-Floral arrangements

With a clear grasp of the financial implications, you can assess the need for a funeral loan. This loan could offer respite, sparing you from the added strain of needing to make a sudden and significant financial contribution out of pocket while still honoring the memory of your loved one