Have you been impacted by recent natural disasters? Learn about financial hardship assistance

Wedding Loans

Transform your vision into a beautiful wedding with Plenti!

Borrow up to $50,000 to finance your engagement ring, wedding or honeymoon.

Interest rates from
6.17
%
p.a.
Comparison rate*
6.17
%
p.a.

Join thousands of Australians who have turned their dream days into reality with Plenti, funding over $50m for couples to tie the knot!

We're a multi-award winning personal lender

WeMoney Award for Non-Bank Lender of the Year 2025Highly Commended - Unsecured Personal Loans - Finder - 2025

What is a wedding loan

A wedding loan is a type of personal loan designed to help cover the costs associated with planning a wedding. Many couples utilise these loans to secure essential expenses—like venue deposits—well in advance, alleviating financial stress and allowing them to focus on creating a memorable day.

By opting for a wedding loan, you can manage your wedding costs more effectively, as fixed payments and due dates provide clarity on your financial commitments. Whether you envision a small, intimate gathering or a grand celebration, a wedding loan can help turn your dream wedding into a reality.

Discover your possibilities with a Plenti wedding loan

The reception

Book the dream venue, pop the champagne, and celebrate with all your cherished ones.

The dress

Say yes to the wedding attire of your dreams — a dress, tux, or whatever reflects you.

The engagement ring

Invest in the ring they can't stop staring at — don't forget the wedding bands.

The honeymoon

Cap off the festivities with a well-deserved honeymoon.

The finer details

Elevate your day with a deluxe drinks package, an extra cake tier, or an entertainment upgrade.

The wedding festival

Extend the celebration. Whether it's a single day or multiple events — revel in every moment, event, and ritual.

Features

Why choose Plenti to finance your wedding

Borrow up to $50,000

Fast funds in as little as 24hrs from approval

$0 monthly fee

1-7 year loan terms

$0 early repayment fee

Personalised interest rate

Get a quote with no impact on credit score

Any personal information we hold and transfer about you is always secure.

Wedding loan repayment calculator

Wedding costs stacking up and want to take some of the stress out of planning? Find out how much your monthly repayment could be with our wedding loan repayment calculator.

Loan amount   ⓘ
You can apply to borrow #_VALUE_# to #_VALUE_#
Loan term   ⓘ
You can apply to borrow #_VALUE_# to #_VALUE_#
Example interest rate: % p.a.
Comparison rate: % p.a.*
Estimated monthly loan repayments from
$
Total repayment (incl. interest and fees)
Get your rate

The calculator is designed as a guide only and is not a quotation or an offer of credit. The interest rates and monthly repayment amounts are indicative and based on the credit history selected. The loan amount you can borrow and your personalised interest rate and repayment amount may be different once you complete a loan application.

How to plan your dream wedding

Research & Compare

Explore your wedding venue options and gather information on local services, such as caterers, florists, and photographers. Compare quotes and packages to find the best value for your special day.

Budget

Calculate the total costs for your wedding, including venue, catering, attire, decorations, and entertainment. Consider additional expenses like gifts and tips.

Book & Apply

Apply for a wedding loan online to secure the funds needed for your wedding. Once approved, you can finalise bookings for your venue and vendor services, bringing your dream wedding closer to reality!

Eligibility Criteria

You should be at least 18 years or older

You should be an Australian citizen or permanent resident.

Maintain a good credit history

Earn over $25,000 annually from a verifiable, regular income source

See how our rates stack up

Compare our personal loan interest rates against the big 4 banks (including CommBank, Westpac, ANZ, & NAB)

Plenti
from 0.00% pa
Bank
from 0.00% pa
Bank
from 0.00% pa
Bank
from 0.00% pa
Bank
from 0.00% pa
Rates as of 99/99/2999

Products shown do not represent all rates available from all lenders, or all rates available from the lenders presented. Plenti's interest rate is based on a borrower with an exceptional credit history using rates and fees applicable as at 17 December 2025. Plenti’s comparison rate is based on a $30,000 unsecured personal loan, repaid over a loan term of 5 years. More information on this comparison tool

All other interest and comparison rates displayed are the headline rate as advertised by the respective lender and exclude short-term promotional offers. Rates are typically updated daily, and you should check the relevant lender's website for the most up to date information.The actual product, rates, fees and charges you might be eligible for will be subject to the respective lender's eligibility criteria and may be different to the information shown on this page based on your loan term, loan amount and creditcharacteristics. You should check the lender’s website for the most up to date information.

Excludes any short term promotional rates. Other fees and charges not shown here may apply

Process

Financing your wedding is easier than ever before

Receive your personalised rate

Get your obligation-free rate in just 60 seconds without affecting your credit score

Complete your application online

Complete your application online - submit documents securely, track progress and chat with us.

Get your funds quickly

Receive your funds in as little as 24 hours after approval.

Personal Loans for all your big ideas

Car Loans

Get the keys to your dream car

Debt Consolidation Loans

Simplify your finances

Renovation Loans

Turn your house into a home

Boat loans

Cover travel costs for your dream getaway

Wedding loans

Finance your big day

Medical loans

Take charge of your health

Motorbike loans

Finance your new bike

Moving cost loans

Make relocating easy.

A 5-star experience from start to end

Turn your somedays into today with an award-winning* fintech lender.

1,180
5-star reviews
2,582
5-star reviews
1,657
5-star reviews
How do wedding loans work?

Once approved and the loan contract is signed, wedding loan funds are directly deposited into your nominated account. You can allocate funds towards wedding expenses, such as deposits, vendors, and venues.

Initial repayment begins 30 days after signing the contract, covering principal, interest, and fees as set out in your loan contract.

The repayment period depends on the chosen loan term, and successful repayments ensure full repayment within that time frame. Monthly repayments vary based on the borrowed amount, rate, and selected loan term, with the option to estimate using our personal loan repayment calculator.