Borrower Guides

Personal Loans
Car Loans
Green Energy
Debt Consolidation
Home Renovations
EV
Travel
Young woman in workout clothes sitting on a mat, wiping her forehead with a towel, eyes closed.
Personal Loans
What is the difference between a personal loan and a credit card?
Two children playing and running through lawn sprinklers in front of a porch with two adults watching.
Green Energy
Zero-interest payment options
Smiling man relaxing in a hammock outdoors with a laughing young girl standing beside him.
Green Energy
Everything you need to know about green loans in Australia
Woman in a straw hat laughing and gardening outdoors with a child among green plants.
Debt Consolidation
Your guide to the best debt consolidation loans
Smiling man playing acoustic guitar and recording with microphone and headphones around neck.
Debt Consolidation
Debt consolidation loans in Australia
Man and child in rain with umbrella and raincoat near a lawn grill in a garden.
Personal Loans
Your guide to refinancing a personal loan
Smiling older couple hugging on a sailboat with ocean waves and clear sky in the background.
Personal Loans
Can I get a personal loan if I am over 65?
Smiling woman in orange sweater working on a laptop at a wooden table with a glass of water nearby.
Personal Loans
Can I get a personal loan without a credit check?
Man pulls suitcase with smiling toddler sitting on it in a bright modern airport terminal.
Personal Loans
How long until I receive my personal loan funds?
Man loading camping gear into car trunk while woman with backpack waits outdoors on dirt road.
Car Loans
Can I get a car loan on a visa?
Two women smiling and hugging in a room with blue walls and wooden shelves with plants.
Personal Loans
What happens if I pay off a personal loan early? Understanding Personal Loans
Woman sitting outdoors on a wooden chair under tree cover, using a laptop with legs resting on a second chair.
 
What is an establishment fee?
Car Loans
Refinancing car loans
Personal Loans
What’s the difference between a personal loan and a line of credit?
Bearded man wearing headphones and glasses smiling while working on a laptop at a wooden desk.
Personal Loans
Can I get a personal loan on a visa?
Family grilling corn and zucchini in a backyard while others sit at a table in the background.
Personal Loans
What is the difference between a personal loan and a payday loan?
Woman in a straw hat smiling while gardening with a young girl among green plants outdoors.
Green Energy
Is my house suitable for solar? A checklist
Couple gardening outdoors placing various colorful flowers in pots on a gardening cart.
Green Energy
How to choose a solar installer
Man teaches young girl to play cricket as boy waits with a ball in backyard near house.
Green Energy
0% Interest green loans
Person riding a bicycle on a rural path with arms outstretched during sunset in a grassy field.
 
Can I get guaranteed approval?
Personal Loans
Can I get a personal loan if I have low income?
Man and woman sitting on a gray couch looking at a laptop together, the man has his legs stretched out.
 
What is an upfront fee?
Happy couple smiling, dancing together in a cozy kitchen with natural light coming through a window.
Personal Loans
Personal loan vs. personal overdrafts
Couple managing bills at a table with a laptop; woman holds a mug and supports man reviewing receipts.
 
Credit Scores in Australia
Smiling man carrying happy boy on shoulders outdoors near house and garden.
Green Energy
Low-rate green loans
Two brides in white dresses holding hands and smiling as guests throw confetti during wedding exit.
Personal Loans
How to pay for your wedding
Man with beard working at desk writing on paper with laptop, lamp, and books in background.
 
What is an early repayment fee?
Woman in striped dress walking on a street with three boys in green shirts, one holding a yellow ball.
Green Energy
How much do solar panels usually cost?
Smiling man wearing glasses and denim jacket using laptop in a cafe with coffee and backpack nearby.
Personal Loans
Can I get a personal loan if I’m a student?
Bearded man wearing headphones and glasses working on laptop at a wooden desk in bright home office.
Personal Loans
Are personal loans secured or unsecured?
Two people biking on a trail at sunset, one smiling and holding a hat, the other with arms raised.
Green Energy
Government subsidies for solar installations
Family playing frisbee with a dog on a sunny lawn in front of a modern house.
Personal Loans
Can I get a personal loan if I work as a casual?
Family of three at kitchen table looking at a tablet, surrounded by bills, calculator, and laptop.
Home Renovations
What fees are payable on a renovation loan?
Man and woman gardening together outside near a table with potted colorful flowers.
Home Renovations
What types of renovation loans are there?
Bride and groom smiling, toasting with guests at an outdoor wedding reception at sunset.
Personal Loans
What is a wedding loan?
Woman in a yellow sweater sitting cross-legged on a gray couch with a mug and laptop.
Car Loans
Are interest rates fixed or variable for car loans?
Family of three and dog sitting in car trunk watching and pointing at sunset outdoors.
Car Loans
How do car loans work?
Woman with eyes closed enjoying sunlight inside a car by the beach wearing a seatbelt.
Car Loans
Can I get a car loan with bad credit?
Person sitting on carpet holding a pink mug, looking at laptop, surrounded by papers and cushions.
 
What is comprehensive credit reporting?
Woman in apron sitting at a wooden table with flower pots and bouquets, using smartphone in plant shop.
Debt Consolidation
How do I apply?
Man and woman sitting side by side in a café looking intently at a laptop screen by a window with plants.
 
What is an interest rate?
Smiling bride holding bouquet and groom in blue suit with boutonniere outdoors with confetti falling.
Personal Loans
Unexpected wedding costs
Woman in orange knit hat hugging a happy golden retriever in a car trunk outdoors.
Car Loans
How does my credit score affect a car loan?
Man and boy sitting on a porch step, looking at each other and smiling outdoors.
Personal Loans
Can‌ ‌I‌ ‌get‌ ‌a‌ ‌personal‌ ‌loan‌ ‌with‌ ‌poor‌ ‌credit?‌
Person in denim jacket plugging a charging cable into a gray electric car at a station.
EV
How much do EVs cost?
Man slicing cucumbers on kitchen island with salad and bread, woman and boy near outdoor grill.
Home Renovations
Can I refinance a renovation loan?
Woman reviewing documents and writing notes at a table with a laptop and calculator in a kitchen.
 
What is a comparison rate?
Woman and child sitting on a car roof, looking up near a body of water at sunset.
Car Loans
Can I get a car loan if I have low income?
Man holding map standing outside open door of white off-road vehicle with woman sitting inside.
Car Loans
Can I get a car loan if I’m unemployed?
Man in green sweater sitting on beige couch smiling and using smartphone in cozy living room.
 
How do I make loan repayments?
Family hiking on metal walkway overlooking bay with sandy beach and green hills under blue sky.
Personal Loans
Can I get a personal loan with no credit history?
Woman in orange top reading a book while sitting on a brown leather chair with white pillows nearby.
 
How is it different from Flex, Plus, Green?
Man sitting in a car trunk smiling and holding a black and white dog on a leash at sunset.
Car Loans
Can I get a car loan if I am on a pension?
Two boys running barefoot on grass in front of a modern house with glass fencing and parents sitting on the porch.
Green Energy
What is a Virtual Power Plant and do I need one?
Woman smiling and wearing a hat while leaning out car window at sunset by the ocean.
Car Loans
Can I get a car loan with no credit history?
A man and woman smile and look at a laptop screen together in a cafe with a cup of coffee on the table.
Personal Loans
What’s the difference between a personal loan and a car loan?
Man and boy playing soccer barefoot on lawn in front of house with solar panels on roof.
Green Energy
Are solar panels worth it for me? Here’s how to check
Family of four having breakfast together in a modern white kitchen with a large island.
Home Renovations
How much do kitchen renovations cost?
Man playing with young girl spinning in living room while woman watches from the couch.
Personal Loans
How do personal loans work?
Young child wearing a hat and backpack tying shoelaces while sitting on a doorstep surrounded by plants.
Green Energy
Unsecured Green Loans
Four people preparing food and chatting in a modern gray kitchen with wooden floors and large clock.
Home Renovations
Refinancing renovation loans
Father sitting on dock hugging laughing son with shoes and toy boat beside them at sunset.
Personal Loans
Can I get a personal loan if I’m unemployed?
Woman with blonde hair lifting rose gold suitcase into car trunk outdoors.
Car Loans
Your guide to low-rate car loans
Worker in safety gear checking solar panels on a rooftop with trees and parking lot in background.
Green Energy
How do solar panels work?
Two women smiling while looking at a smartphone in a cozy, plant-decorated room.
 
What is retail lending and how does it work?
Family unpacking beach gear from a car trunk during sunset, with two adults and two children.
Car Loans
How long does a car loan application take?
Two men smiling and holding dishes with food on a patio in a sunny backyard.
Green Energy
EV + home solar-battery: Here's how much you could save
Woman walking with three boys in green shirts and backpacks on a suburban street at sunset.
Personal Loans
Finding the best personal loans for you: 5 ways to compare
Smiling woman in rust shirt using laptop and phone at wooden table with plants and flower nearby.
 
How do I get started with Plenti’s Retail Lending Platform?
Woman in a beige top and jeans washing hands at a sink in a bright bathroom with many plants.
Home Renovations
How much do bathroom renovations cost?
Children and an adult running barefoot on grass in a sunny backyard with a dog nearby.
Green Energy
Your guide to the best green loans
Boy and woman loading packed suitcases and bags into the open trunk of a car in daylight.
Car Loans
Unsecured car loans
Person with curly hair leaning out car window enjoying ocean view and fresh air at sunset.
Car Loans
Can I get a car loan if I’m a student?
Man grilling assorted food, woman holding a child and a sandwich in a sunny backyard garden.
Personal Loans
Who can get a personal loan?
Man with gray hair and beard working at desk with laptop, holding a cup and writing on paper.
 
What are the risks of retail lending platforms?
Family of four sitting on car trunk smiling, with grassy field and sunset in the background.
 
What will I be investing in?
Woman in gray sweater cooking vegetables in a pan while holding a glass of white wine in kitchen.
Personal Loans
Small personal loans: here's the smallest amount you can borrow
Smiling woman in a orange sweater sitting cross-legged on a couch using a laptop and holding a mug.
Personal Loans
Can I get a personal loan if I am self-employed?
Smiling couple wrapped in a blanket sitting in a car trunk at sunset overlooking countryside.
Car Loans
What is a good car loan rate?
Smiling couple sitting on a couch using a laptop with a dog resting beside them.
Personal Loans
Can I redraw additional repayments?
Smiling older couple sitting on a couch using a digital tablet in a bright room with plants.
 
What is a monthly fee?
Smiling couple sitting at a table looking at a laptop in a bright, cozy kitchen.
 
Why is retail investing a good idea?
Smiling young man giving piggyback ride to happy woman in sunlit wheat field at sunset.
Personal Loans
How does my credit score affect a personal loan?
Two boys running barefoot on grass in front of a modern house while a couple watches from deck.
Green Energy
What is a VPP?
Group of friends outdoors happily toasting with wine glasses and sparklers around a table.
Personal Loans
What types of personal loans are there?
Couple sitting on a couch looking at a laptop and smiling in a modern living room.
Green Energy
BNPL rules are changing: Here’s what it means for you
Smiling woman in glasses and mustard sweater using laptop on white sofa by window.
 
What are the risks of retail investing?
Man in a white shirt sitting in a car trunk hugging and kissing a brown dog during sunset.
Car Loans
Find the best car loan for you: 5 ways to compare
Personal Loans
Can I get a personal loan with bad credit?
 
What is a credit score?
Debt Consolidation
10 ways to improve your credit score
Debt Consolidation
How do debt consolidation loans work?
Personal Loans
Finance for an engagement ring
 
Am I eligible for retail investing?
Personal Loans
Everything you need to know about low-rate personal loans