Secured Car Loans

Get that new set of wheels, sooner

Upgrade your ride with a Plenti
secured car loan.

Get your rate

Interest rates from

7.19

p.a.

Comparison rate*

7.82

p.a.

We've helped finance over 43,200 new and used cars so our customers can enjoy their new wheels sooner.

Features

Benefits beyond just a personalised rate

Personalised rates, fewer requirements and big benefits are what make Plenti’s secured car loans so popular.

Borrow up to $100,000

3-7 year loan terms

24hrs average settlement time

$0 early repayment fee

$0 monthly fee

Personalised interest rate

Process

Securing a loan with Plenti

A Plenti secured car loan uses the vehicle you’re purchasing as security on the money you borrow. Secured loans are the most popular type of loan for newer cars as they can help you receive a lower interest rate, borrow more money or access a longer loan term.

Application

Applying for a secured loan

Lenders will request information about the assets — also known as collateral — that you’re securing your loan against. Every lender will request different information, but when applying for a Plenti secured car loan, some of the details you’ll be asked to provide will include:

Your driver’s licence
Insurance details
Sales invoice for the vehicle

But don’t forget, a secured loan means that if you’re unable to meet your repayments, Plenti may (among other things) be required to repossess and sell the vehicle to cover any outstanding loan amount.