Medical Loans
When your health can't wait.
Seize control by prioritizing your well-being. Take charge of your healthy future with a Plenti medical loan, offering low rates tailored to you.

Join over 95,000 Australians who have realized their health aspirations with our low-rate loans.
Simple rates,
tailored to you
We take the time to get to know you so we can offer you a better rate based on your good credit history.
$5k - $50k
loan amounts
1-7 year
loan terms
24hrs
settlements
$0
early repayment fee
$0
monthly fee
Personalised interest rate

See how our rates stack up
Compare our personal loan interest rates against the big 4 banks (including CommBank, Westpac, ANZ, & NAB)
Products shown do not represent all rates available from all lenders, or all rates available from the lenders presented. Plenti's interest rate is based on a borrower with an exceptional credit history using rates and fees applicable as at 17 December 2025. Plenti’s comparison rate is based on a $30,000 unsecured personal loan, repaid over a loan term of 5 years. More information on this comparison tool
Medical loan repayment calculator
Find out how much your loan repayments could be with a Plenti unsecured medical loan.

Seamless borrowing experience
Our commitment to a faster, fairer experience sets us apart.
Answer 10 simple questions in as little as 60 seconds to estimate the rate on your medical loan.
A 5-star experience
from start to end
Turn your somedays into today with an award-winning* fintech lender.

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