A faster, fairer way to borrow
Borrow up to $75,000 with a loan that's tailored to you
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- Interest rates from
- 5.95% p.a.
- Comparison rate*
- 5.95% p.a.
Plenti loans, repayment calculator and investing
- Personal loansMake your big ideas a reality
- Car loansBetter journeys, starting today
- Renovation loansUpgrade your home
- Debt consolidationSimplify your debts
- Wedding loansCreate your perfect day
- Travel loansExplore the world, sooner
- Loan calculatorExplore your personal loan options
- InvestPut your interest on autopilot
Welcome to the home of big ideas
$7b+
funded to date
to bring more than 320,000 big ideas to life with personal, auto and renewable energy loans
27,000+
fixed income investors
diversifying their portfolio and earning income through our investment markets†
5,419
5-star reviews
across Google, Product Review and TrustPilot - as an award-winning* fintech lender.
Plenti customer reviews on ProductReview.com.au
Borrow, invest, go green or partner with Plenti
Need to borrow for your big idea?
We’ve funded more than $7 billion in award-winning, tech-powered loans to Aussies just like you. Your customised rate estimate is just a few clicks away.
Get your rate
Ready to invest in our innovative, flexible lending platform?
So far, our investors have funded more than $1B in loans to their fellow Aussies, all while earning attractive returns. See important information.
Learn more
Why choose Plenti
Great rates
Attractive rates for both borrowers and investors
Flexible loans
Flexible loans that can be used for almost anything
Award winning
Plenti is an award-winning fintech lender
Speedy process
You could get your funds in as little as 24 hours
Plenti customer, investor, team and broker stories
Nicholas' personal loan
I took out a personal loan with Plenti to travel to NT including the stunning Litchfield National Park. Plenti gave me a sharp rate and the process was a breeze.
Chelsea's investment
The Plenti Lending Platform is a great set and forget option that has diversified my portfolio. I hadn't heard of peer-to-peer lending before, but the provision fund gave me peace of mind.
Jordan in customer service
I love working on Plenti's customer service team and having such a direct role in helping our borrowers and investors get the best possible Plenti experience.
Angus's broker experience
Plenti is our go-to lender for most of our customers, due to their fast turnaround times and simple credit policy. Plenti is always responsive from approval through to settlement and is able to assist if we need help in getting a deal across the line.
Get your personalised rate
Apply in 10 minutes and you could get your funds as soon as the next day