Plenti Lending Platform - Notes Market
Leveled up returns with up to 8.5% p.a.*
A new investment market providing exposure to higher returns from Plenti ABS notes.
See important information.
Capital at risk. Consider the PDS, relevant SPDS, and TMD
What is the Notes Market?
The Notes Market is intended for investors who are comfortable with a higher level of risk
Provides eligible investors with the ability to gain indirect exposure to ABS notes issued by Plenti, which have previously been difficult for non-wholesale or institutional investors to access.
Receive monthly interest payments at a fixed interest rate until the end of the investment term. Capital is repaid at the end of the investment term.
An opportunity to earn our highest potential rate of return, whilst still benefiting from potential Provision Fund protection.
Important information about the Notes Market
Start investing in Plenti's latest market
A new way to invest. A powerful way to level up your returns.
1. Register
If you’re not already a member of the Plenti Lending Platform, register as an individual, company or SMSF trustee
2. Complete screening
If you think the Notes Market is for you, complete the target market questionnaire to confirm your eligibility
3. Invest
Once you’ve qualified, select the amount you’d like to invest and start earning returns instantly. Interest is paid monthly, with capital repaid at term
Who can invest?
The Plenti app provides you with a simple and convenient way to manage your green investments anywhere, anytime.
The Notes Market is more complex than our other markets and involves a higher level of investment risk. Unlike our other markets, the Notes Market provides indirect exposure to a pool of underlying loans through a structured investment in Plenti’s Asset-backed securities (ABS) notes.
It’s important you read and understand the SPDS before deciding to invest in the Notes Market. The SPDS explains how the market works, and outlines the key benefits and key risks of investing in the Notes Market.
To ensure the Notes Market is right for you, it’s important you read and consider the Target Market Determination (TMD). Once you’ve read the TMD, you can complete our target market questionnaire to check your eligibility.
Your Notes Market questions, answered
The Notes Market differs from Plenti’s core markets in terms of the economic exposure your investment is subject to. In Plenti’s core markets, your investment orders are matched directly with a borrower or series of borrowers.
The repayments these borrowers make directly influence the returns you earn. However in the Notes Market, your investment orders are matched to a loan to a special purpose vehicle which in turn purchases specific ABS notes to which you gain an economic exposure.
The performance of the underlying portfolio of loans in the ABS structure influences the returns you earn.
Importantly, the Notes Market is still eligible for Provision Fund protection.
Access to the Notes Market is available to members of the Plenti Lending Platform who are determined to be eligible. Members are considered eligible if they fall within the defined target market of the Notes Market. You can refer to the Target Market Determination to learn more. Plenti determines if members are eligible by reviewing your responses to our target market questionnaire.
The minimum investment is $5,000
No, the Early Access Feature is not available for Notes Market investments
The indicative investment term is linked to the specific ABS notes that are currently available for investment in the Notes Market. The indicative term is displayed in the online portal when making an investment, and is disclosed in the relevant Supplementary PDS.